Ryan Gardner

Managing Partner & Senior Consultant

Ryan is a Managing Partner and Senior Consultant at Fiduciary Investment Advisors, LLC (FIA) and oversees the firms’ Defined Contribution Retirement Group. He has been advising institutional clients for 18 years, with a concentration in ERISA and non-ERISA defined contribution plans. Ryan has a wide range of expertise in fiduciary governance oversight, retirement plan design and implementation, fee disclosure, vendor search and selection, and investment analysis. His clients include for-profit corporations of all sizes, colleges and universities, and healthcare organizations. Ryan is a member of FIA’s Investment Committee, and is Chair of the firms’ Defined Contribution Strategic Oversight Committee. Prior to founding FIA, he was with the PRIME Asset Consulting Group at UBS Financial Services Inc.


  • University of Hartford Barney School of Business, BSBA

Outside Activities

  • Connecticut Chapter of the National Institute of Pension Administrators – Board of Directors
  • University of Hartford, Barney School of Business – Board of Visitors

Speaking Engagements and Publications

  • Webinar – 401(k) Fiduciary Best Practices: Thoughts on Litigation & Trends in Governance (October 2019)
  • Speaking Engagement – ERISA Litigation Against Financial Services Firms: Claims, Outcomes & Mitigating Risk – Sponsored by the Boston Bar Association (May 2018)
  • Webinar – ERISA Plan Fiduciaries Going on the Offensive (April 2018)
  • Speaking Engagement – State of the New Fiduciary Duty Rule (September 2017)
  • Speaking Engagement – Retirement Plans: Steering the Fiduciary Ship (March 2017)
  • Webinar – The DOL’s Fiduciary Rule: What is it, and How Will it Affect Your Plan? (June 2016)
  • Speaking Engagement – Retirement Plans: Creating the Fiduciary Trail (March 2016)
  • Webinar – Tibble v. Edison and the Changing Retirement Plan Landscape (July 2015)
  • Webinar – Re-Enrolling Your DC Participants: Practical & Legal Considerations (October 2014)
  • Webinar – Fiduciary Governance: Value Beyond Investment Monitoring (September 2014)
  • Webinar – Is Fee Legalization Right for Your Plan (January 2014)
  • Publication Interview – PIMCO’s DC Dialogue, Perfect DC Plan? (July 2013)
  • Speaking Engagement – Northeastern New York CUPA-HR, The 403(b) Landscape: New Risks and the Steps for Fiduciary Success (April 2013)
  • White Paper – Design Revolution: Fund Menu Tips for 403(b) Plan Sponsors (May 2013)
  • Speaking Engagement – NAPA/ASPPA 401(k) Summit, Solutions for Successful 403(b) Plan Oversight and Management (March 2013)
  • Speaking Engagement – TIAA-CREF National Conference (January 2013)
  • Speaking Engagement – Connecticut Society of CPA’s, Retirement Readiness and the Shift Towards Defined Contribution Retirement Plans (November 2012)
  • Speaking Engagement – Northern New England CUPA-HR, Mitigating Risk as a Fiduciary Through the Creation of a Prudent Process (November 2012)
  • Webinar – 403(b) Alert: Is Your Plan Eligible to Receive Excess Revenue for 2012? (November 2012)
  • Webinar – Fee Disclosure, the Next Chapter (October 2012)
  • Speaking Engagement – The Evolution of 403(b) Plan Governance (April 2012)
  • Publication Interview – Bloomberg, Banks Angle for Bigger Share of $4 Trillion Retirement Market (March 2011)

Personal Interests

Spending countless hours at the ice rink (son), barn (daughter) and soccer field (other daughter)

Contact Information

Email Ryan
Phone: 860.697.7416